A mortgage term life insurance policy helps guarantee your loved ones a 100% tax-free death benefit in the event of your death or get a benefit if you are critically, chronically or terminally ill — funds they can use to help with mortgage payments.

  • Policy terms are available for 10 to 35 years.
  • Premiums can be paid monthly, quarterly, semi-annually, or annually.
  • Policy can be terminated anytime without any penalties.
  • You can choose the coverage you need based on your mortgage balance. The death benefit will stay level and so will the premiums.
  • You can keep the policy even if you pay off your mortgage early or you sell your house.
  • 100% of the death benefit is federal income tax-free regardless of the amount.

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