is a website that is operated by Laddi S. Jhuty, MBA, CFP® (CA License # 0f33520). We are licensed with several different insurance companies in California and Washington State (WAOIC # 876211). All the applications are handled in-house in California by our employees. website is used to run quotes only. A medical exam is required however to get the exact quote.

We do not charge any service fees to our customers but are compensated directly by the insurance companies we contract within the form of policy commissions. Though the choice of the insurance company is purely at the discretion of the client, however, our professional team does provide assistance if needed.